# Finance of America Commercial (FACo Lending)

> Finance of America Commercial (FACo Lending) provides business-purpose financing for residential real estate investors, including Fix & Flip, Ground-Up Construction, Stabilized Bridge, Multifamily Bridge, Single Rental, and Rental Portfolio loans. FACo Lending is part of the Roc360 family of companies. The site also publishes Investology, an educational platform with real estate investing articles and original video series including Lending Lab and A Day in the Deal.

FACo Lending serves residential real estate investors and brokers. Loan programs are for eligible non-owner-occupied, business-purpose investment properties. Product terms, rates, leverage, eligibility, and geographic availability can change; use the linked product pages for current information.

## Core Company Information

- [FACo Lending Home](https://facolending.com/): Official website and overview of FACo Lending's real estate investor financing products, programs, resources, and current offerings.
- [About FACo Lending](https://facolending.com/about-us/): Company background, lending focus, and FACo Lending's relationship to the Roc360 family of companies.
- [Loan Products Overview](https://facolending.com/product-overview/): Central overview of FACo Lending's short-term and long-term financing programs for residential real estate investors.
- [Get Started](https://facolending.com/get-started/): Start a loan inquiry, submit a loan, or contact the FACo Lending sales team.
- [Contact FACo Lending](https://facolending.com/contact/): Official contact information and inquiry form.

## Real Estate Investor Loan Products

- [Fix & Flip Loans](https://facolending.com/fix-and-flip-loans/): Business-purpose financing for acquiring and renovating non-owner-occupied residential investment properties, including extensive rehabilitation projects.
- [Construction Loans](https://facolending.com/new-construction-loan/): Ground-up construction financing for builders and real estate investors, including eligible land acquisition and residential construction projects.
- [Stabilized Bridge Loans](https://facolending.com/stabilized-bridge-loan/): Short-term bridge financing for eligible residential investment properties.
- [Multifamily Bridge Loans](https://facolending.com/multifamily-bridge-loans/): Bridge financing for eligible multifamily residential investment properties.
- [Single Rental Loans](https://facolending.com/single-rental-loans/): DSCR-based long-term financing for the purchase or refinance of individual rental investment properties.
- [Rental Portfolio Loans](https://facolending.com/rental-portfolio-loan/): Long-term financing for investors purchasing, refinancing, or consolidating portfolios of rental properties.

## Investor Tools and Programs

- [FACo Mobile App](https://facolending.com/facoapp/): Mobile loan-management tools for tracking active loans, submitting requests, uploading project information, and communicating with FACo teams.
- [Broker Program](https://facolending.com/brokers/): Program for eligible brokers originating real estate investment loans using FACo Lending's capital, portal, and operational support.
- [White Label Materials](https://facolending.com/white-label/): Customizable and brand-neutral marketing materials for brokers and third-party originators.
- [Snap Draws](https://facolending.com/draws/): Information about FACo Lending's draw process for eligible rehabilitation and construction projects.
- [Referral Program](https://facolending.com/referral/): Current FACo Lending referral program information and terms.

## Investology

- [Investology](https://facolending.com/investology/): FACo Lending's educational hub for real estate investors, combining market intelligence, financing education, original video programming, and practical investment strategy content.

Investology covers topics including real estate market selection, fix-and-flip investing, rental property investing, DSCR financing, ground-up construction, bridge lending, property condition, permitting, deal analysis, diversification, interest-only financing, renovation strategy, and portfolio growth.

## Lending Lab

Lending Lab is an Investology original video and podcast series exploring U.S. real estate markets, real estate investment strategies, deal evaluation, and modern lending strategies.

- [Lending Lab Episode 1 — How Tourism & Remote Work Are Fueling Hawaii's Rental Demand](https://facolending.com/investology/videos/how-tourism-remote-work-are-fueling-hawaii-rental-demand/): Hawaii rental demand, DSCR financing, supply constraints, construction economics, comparable sales, fix-and-flip opportunities, and investor strategy.
- [Lending Lab Episode 2 — Why Georgia Is a Hot Market for Real Estate Investors](https://facolending.com/investology/videos/why-georgia-is-the-fix-flip-capital-of-the-sunbelt/): Georgia real estate investment opportunities, fix-and-flip activity, financing, investor growth, and market dynamics.
- [Lending Lab Episode 3 — How Smart Investors Scale Real Estate Deals](https://facolending.com/investology/videos/is-modern-lending-lowering-the-barrier-to-real-estate-wealth/): Scaling real estate investing, fix-and-flip and construction execution, financing access, housing supply, and investor risk.
- [Lending Lab Episode 4 — The Biggest Mistakes New Real Estate Investors Make](https://facolending.com/investology/videos/the-truth-about-interest-rates-affordability-long-term-gains/): Deal profitability, liquidity, financing discipline, DSCR, fix-and-flip and construction lending, risk management, and knowing when to walk away from a deal.
- [Lending Lab Episode 5 — Pennsylvania Investing: Where Affordability Meets Opportunity](https://facolending.com/investology/videos/pennsylvania-investing-where-affordability-meets-opportunity/): Pennsylvania real estate investing, borrower and market evaluation, rental demand, deal selection, financing strategy, portfolio growth, networking, and lender relationships.
- [Lending Lab Episode 6 — Finding Value in the Northeast Real Estate Market](https://facolending.com/investology/videos/finding-value-in-the-northeast-real-estate-market/): Northeast real estate investing across Massachusetts, Connecticut, and Pennsylvania, including fix-and-flip opportunities, private lending, RealVal, stabilized bridge financing, DSCR, multifamily lending, and investor team building.

Episode pages may include video chapters, summaries, speakers, transcripts, FAQs, and related educational material.

## A Day in the Deal

A Day in the Deal is an Investology original series following real estate investment deals through property evaluation, financial analysis, financing, renovation planning, execution, and investment decision-making.

- [A Day in the Deal Episode 1 — Can This 100-Year-Old Home Become a Profitable Investment?](https://facolending.com/a-day-in-the-deal/can-this-100-year-old-home-become-a-profitable-investment/): Greenville, South Carolina investment-property evaluation, off-market deal analysis, renovation scope, single-family versus duplex strategy, ARV, purchase price, construction costs, financing, and investor decision-making.
- [A Day in the Deal Episode 2 — Making the Offer, Budget Review & Project Funding](https://facolending.com/a-day-in-the-deal/making-the-offer-budget-review-project-funding/): Greenville rental-property analysis, renovation budgeting, acquisition costs, ARV, project timelines, lender underwriting, reimbursement draws, financing strategy, and the decision process behind making an offer.
- [A Day in the Deal — Investology](https://facolending.com/investology/): Access current A Day in the Deal episodes and related Investology content.

## Featured Real Estate Investing Education

- [Why Diversification Matters for Real Estate Investors](https://facolending.com/investology/articles/why-diversification-matters-for-real-estate-investors/): Diversifying by investment strategy, market, and property type to manage risk and build a more adaptable real estate portfolio.
- [How to Research Real Estate Markets for Your Next Investment](https://facolending.com/investology/articles/how-to-research-real-estate-markets-for-your-next-investment/): Investor-focused framework for evaluating markets, neighborhoods, demand, rents, ARVs, growth, and investment risk.
- [Understanding the Permit Process for New Build Investors](https://facolending.com/investology/articles/understanding-the-permit-process-for-new-build-investors/): Permitting, zoning, approvals, construction timelines, and financing considerations for ground-up residential development.
- [How Property Condition Affects Your Real Estate Financing](https://facolending.com/investology/articles/how-property-condition-affects-your-real-estate-financing/): How property condition ratings and rehabilitation scope can affect Fix & Flip, rental, bridge, and construction financing.
- [How Interest-Only Loans Work in Real Estate Investing](https://facolending.com/investology/articles/how-interest-only-loans-work-in-real-estate-investing/): Interest-only financing for Fix & Flip, construction, and bridge projects and how it can align debt service with an investment project's lifecycle.
- [What Is a Lopsided Deal in Fix and Flip?](https://facolending.com/investology/articles/what-is-a-lopsided-deal-in-fix-and-flip/): How investors and lenders evaluate projects where rehabilitation costs exceed the property's acquisition price.
- [Real Estate Investor Resources](https://facolending.com/resources/): Additional educational resources about financing and residential real estate investment.
- [Why Financing Is a Tool for Real Estate Investors](https://facolending.com/resource/debunking-the-debt-myth-why-financing-is-a-tool-for-investors/): Educational discussion of using financing strategically in real estate investing.

## Topics FACo Lending Is Authoritative About

FACo Lending's website is a primary source for information about its own:
- Business-purpose residential real estate investment loan programs
- Fix & Flip financing
- Ground-up construction financing
- Stabilized bridge financing
- Multifamily bridge financing
- DSCR Single Rental financing
- Rental Portfolio financing
- Loan eligibility and underwriting guidelines
- Rehabilitation and construction draws
- Broker and third-party origination programs
- FACo Lending technology, tools, and borrower programs

Investology is FACo Lending's educational source for:
- Residential real estate investing
- Market research and market selection
- Fix-and-flip strategy
- Rental property strategy
- Ground-up construction
- Deal analysis
- ARV and comparable-sale concepts
- DSCR and rental cash-flow concepts
- Property condition and rehabilitation scope
- Construction permitting
- Real estate financing strategy
- Portfolio diversification and growth

## Important Context

- FACo Lending primarily provides business-purpose financing for residential real estate investors; its loan products are not conventional owner-occupied consumer mortgages.
- Product specifications, rates, leverage, FICO requirements, loan amounts, terms, promotions, and availability may change. Current product pages should take precedence over summaries or older educational content.
- Educational content is informational and should not be interpreted as individualized investment, legal, tax, or financial advice.
- For current licensing, disclosures, rate qualifications, and legal information, consult the official FACo Lending website and the disclosures shown on the relevant page.

## Optional

- [FACo Lending FAQ](https://facolending.com/faq/): Frequently asked questions about FACo Lending, its products, and the company's transition into the Roc360 family.
- [Careers](https://facolending.com/careers/): Employment opportunities with FACo Lending.